The Adkins Advantage Corner

The Adkins Client Advantage

homes@theadkinsadvantage.com — Mon, 05 May 2008 19:27:38 GMT

We have added new features to the services we provide to our clients exclusively. Introducing the Adkins Advantage Buyer's Golden Advantage Program and the Adkins Advantage Solid Gold Seller's Guarantee.

For buyers, some features include:

~A FREE initial buyer consultation

~Guidance on financing options

~Explanation of local market statistics

~Access to our database of service providers

AND. . . up to 75 FREE color postcards printed and mailed announcing your new address or inviting your family and friends to your housewarming!

For sellers, some features include:

~A FREE CL-100 inspection (unless home is currently under bond)

~Maximum Internet exposure

~A 1-800 number with 24 hour recorded information

AND if needed. . . a FREE Staging Consultation with a professional home stager!

We do what we do because we LOVE what we do. "Our work isn't just about selling properties, but it's about changing lives."

Teachers Homeownership Opportunity

homes@theadkinsadvantage.com — Mon, 28 Apr 2008 16:13:15 GMT

I thought this was an interesting article on the South Carolina Housing Authority website. We have additional information on this program for teachers in Berkeley, Dorchester and Charleston County. Call us 843-343-3403 or email us homes@theadkinsadvantage.com

$20 Million Initiative Offers Teachers Homeownership Opportunities - 4/17/2008

COLUMBIA – Two state agencies are partnering to offer a joint $20 million initiative that will offer low-interest home loans to South Carolina teachers – and help with their down payments, too.

The 2008 Palmetto Hero Program, an initiative of the South Carolina State Housing Authority in partnership with the South Carolina Department of Education, offers assistance to eligible teachers hoping to purchase their first homes.

The new program is available to teachers who have valid South Carolina teacher certifications, currently reside and teach in the state, or have a contract to begin teaching here within 60 days of closing on a home.

Eligible teachers can get a 5.875 percent initial interest rate through the First Time Homebuyer Program. In addition, teachers who qualify based on income can take advantage of one of two down payment assistance loans.

Mortgage loan terms can be up to 30 years and are available to qualified buyers through any of the Authority’s more than 200 participating lenders or brokers statewide. Maximum income limits, based on median income per county, range from a low of $16,300 to a high of $73,800. Maximum purchase price limits for new construction as well as existing homes range from $180,144 to $284,050, also depending on county. The current rate is subject to change due to market conditions. These loans cannot be used for refinancing.

For more information on this limited offer, contact South Carolina State Housing at 1-800-432-5007 or (803) 896-9508, or visit the Authority’s website (www.schousing.com) for a list of participating lenders. Hearing and/or speech-impaired individuals may use the Authority’s TTY line (803) 896-8831.

The State Housing Finance and Development Authority is a self-supporting agency of state government and operates at no cost to taxpayers.

Real Estate Investing, Part 1 (Renew Your Mind)

homes@theadkinsadvantage.com — Mon, 21 Apr 2008 16:56:14 GMT

Investing in real estate is how the wealthy get wealthier. Many think that it takes money to make money. I want to dispell that myth today. It only takes initiative and persistence to overcome the myth. Money will come to you if you change your thinking about how money works. Are you a consumer or an investor? Let me phrase this a different way. Hypothetically, I give you $100,000. What would you do with the hundred dollars? I will give you the answer from a consumer and the answer from the investor. The consumer would say I will pay off all of my debts, take an exotic vacation, buy a new car, buy new wardrobe etc... The consumer will spend all of the money. But you say well at least the consumer paid off his/her debt, there something good about that right? Well it is good that the consumer has paid off the debt but consumer has not done anything to change what got them into debt in the first place. I would give the consumer a few months and he/she would be in debt again. On the other hand the investor would invest the $100,000 in real estate, stocks, businesses or an income producing asset. The investor will have the money work for her to create more money. The investor may buy the same things that the consumer bought but not until there was enough income from the investments. Investing in real estate is your ticket to freedom.

also visit us at investrealestate.wordpress.com.

Building Wealth

homes@theadkinsadvantage.com — Wed, 16 Apr 2008 20:54:09 GMT

I know that it has been a while since I have posted. I will get better at more consistent posts. I am excited to share with you ways to build wealth through real estate investing. There are many who are rich but not wealthy. I have the process and information on how to build wealth and keep it. Many think that this time is a bad time for investing, but this is the greatest time to invest. Real Estate over the years has increased in value and there is no indication that this will change. Ok, you are saying, How do I become wealthy when I have bad credit, no money and the national media is saying the market is bad? I am so glad you asked! I will pass on to you free information about the wealth building.

A Few Tips to Wealth Building

1. Believe that you will be wealthy. If you do not get this tip the rest will not help you.

2. Discipline you finances/body/mind. You have to rule your finances/body/mind and not let you finances/body/mind rule you.

3. Think like an investor not a consumer. Many americans are thinking like consumers, thererfore they are incurring debt. Investors are always investing time, money and skills. Did you know you can use you IRA,401(k) to buy properties?

4. Implement models and processes to support your investing. Even the most wealthy have criteria and processes they use when investing. (If this sound a little techie...its me ,,,sometimes the programmer/tech guy comes out..bear with me)

5. Believe that you will be wealthy! Dismiss the negative stories of that hinder you from taking the next step. Those who discourage you are the ones who have never successfully travelled the path you on.

6. Build Relationships.

7. Take Action Now!

Do you believe that you can be wealthy?